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We offer a flexible payment plan via our finance partner, Q Card (Q Card will be changing to Q MasterCard) for treatment with a total value over $500. There are 2 options available:

18 Months Interest-Free & 18 Months No Payments*

Pre-approved finance is only available with Q MasterCard.

Apply for Pre-Approved Finance Now

To find out more about this exciting new MasterCard, its benefits and how to apply, click here or visit qmastercard.co.nz.

Q Card by EFTPOST* - No additional approval required

If you already have a Q Card/MasterCard, you will automatically be approved for 3 months no payments and no interest. Payments can simply be made by using your Q Card at our EFTPOS terminal when paying for treatment over the value of $500.


*18 months interest-free is available on Flexi Payment Plans for in-store purchases until further notice. Minimum spend $500. Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment ($3 PPSR – Q Card only). Existing Cardholder fee - $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.25% p.a. applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

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